FOR EMPLOYERS FOR INDIVIDUALS AND FAMILIES
As an Employer/Administrator you have your own access to hr360.
HR360 puts HR and benefits information at your fingertips. Included are:
Welcome to our online resources. Use this convenient site to shop for individual insurance products, get free benefit comparisons and premium quotes, and buy the plan of your choice right from your computer or smart phone.
NOTICE ABOUT OPEN ENROLLMENT PERIODS: OPEN ENROLLMENT FOR INDIVIDUAL HEALTH INSURANCE POLICIES ENDED JANUARY 31, 2017 BUT WAS EXTENDED BY THE MINNESOTA LEGISLATURE TO FEBRUARY 8, 2017. In addition to extending the enrollment period, the legislature and governor worked to enact premium relief. If you are not eligible for federal tax credits for health insurance premiums, you may be eligible for a 25 percent credit. CLICK HERE for details.
CHANGES FOR THIS ENROLLMENT PERIOD:
BLUE CROSS AND BLUE SHIELD OF MN AND HEALTH PARTNERS have eliminated open access networks and are only offering HMO/ACO networks.
MEDICA will continue to offer open access networks but will be available only through MNsure. We do not offer MNsure products through this website. Contact MNsure directly for Medica’s individual health insurance plans.
PreferredOne is not offering any individual health insurance products this period.
RATE INCREASES AND PLAN CHANGES:
Blue Cross and Blue Shield: 55% increase over 2016 rates. Products offered only through the BluePrint Network. Three plans are available. There will be limited enrollment available in these plans. When they are full, no additional enrollments will be accepted.
HEALTH PARTNERS: 50% increase over 2016 rates. Plans offered only through the PEAK network. Limited enrollment. When the enrollment limit is reached, no further enrollments will be accepted.
Enrollment for individual health insurance through our website generally is limited to the Open Enrollment Period specified in the Affordable Care Act. There are certain exceptions: If you have certain life changes – like having a baby, getting married or losing health coverage—you may qualify for a Special Enrollment Period. You can use our quoting system to get an idea of health insurance costs, but if you believe you qualify for a Special Enrollment Period, please contact us before you submit an application.
Please note that Affordable Benefit Solutions does not represent MNsure. If you believe you might qualify for a subsudy or if you are considering products available only through MNsure, contact MNsure directly at: https://www.mnsure.org.
If you have questions, please Contact Us to arrange for a telephone discussion with one of our specialists.
If you need help paying for Health Insurance coverage, contact these resources:
NOTICE: The products and services included in the Resources For Individuals & Families are for Minnesota Residents only or, in the case of temporary insurance products, for Foreign Nationals who are temporarily visiting Minnesota and will be utilizing the product or service in Minnesota. If, as a result of contact through a link on this page, an insurer offers to sell a product to a non-Minnesota resident or visitor, it does so without the involvement of Affordable Benefit Solutions, Inc., and is subject to the insurance laws of the state or jurisdiction of residence of the person inquiring about or offering to purchase the product. Our Resident Agency License Number 20044540 is issue by the Minnesota Department of Commerce, 85 7th Place East, Suite 500, St. Paul MN 55101.